To join plan: Minimum $500 or have 1 share. Optional cash investments: Min $25, invested monthly. Fees: Automatic monthly invest fee: $1.00 Sales fee: commissions, transaction fee, other costs Agent: First Chicago Trust Co of NY (800) 922-3468 or (800) 446-2617 P.O. Box 2598 Jersey City, NJ 07303-2598 from brochure dated Jan. 1996.